Disclaimer
Last updated: March 22, 2026
Worker's AdvoKit (workersadvokit.org) provides free informational tools and educational content about legal rights, taxes, finances, employment, housing, debt, and related topics. This website is operated as a public interest project.
Not Professional Advice
Nothing on this website constitutes legal advice, tax advice, financial advice, or any other form of professional advice. The information provided is general in nature and may not apply to your specific situation. Do not rely on information from this site as a substitute for consultation with a qualified attorney, tax professional, financial advisor, or other appropriate professional.
No Professional Relationship Created
Your use of this website does not create an attorney-client relationship, accountant-client relationship, financial advisory relationship, or any other professional relationship between you and the website operator.
Information May Be Inaccurate or Outdated
While we make a good-faith effort to provide accurate information, laws, regulations, tax rates, and other data change frequently. Information on this site may be incomplete, outdated, or contain errors. Always verify critical information with official sources and licensed professionals before taking action.
Calculations and Estimates
All calculations, estimates, and projections provided by tools on this site are approximate and are based on the information you provide and publicly available data. They should not be treated as exact figures for any purpose, including legal filings, tax returns, or financial decisions.
Letter Templates
Any letter templates, sample letters, or generated documents provided by this site are for educational and informational purposes only. They are starting points that have not been reviewed by an attorney for your specific situation. You assume all risk and responsibility for any document you choose to send.
Limitation of Liability
To the maximum extent permitted by law, the operator of this website shall not be liable for any direct, indirect, incidental, consequential, or special damages arising from your use of or reliance on any information, tools, calculations, or content on this website.
Use at Your Own Risk
By using this website, you acknowledge that you do so at your own risk and that you are solely responsible for any decisions or actions you take based on the information provided.
What You Should Do Instead
Our tools are a starting point, not a finish line. For situation-specific guidance, reach out to qualified professionals. Many offer free help:
- Free legal help — LawHelp.org (opens in new tab) connects you with free legal aid in your state.
- Free tax preparation — IRS VITA/TCE (opens in new tab) provides free tax help for people who earn $67,000 or less.
- Housing and tenant issues — HUD.gov (opens in new tab) can help you find local housing counselors and tenant rights organizations.
- Employment disputes — Contact your local Department of Labor (opens in new tab) office or file a complaint with the EEOC (opens in new tab).
- Debt and credit problems — The federal complaint portal at consumerfinance.gov/complaint (opens in new tab) accepts complaints about debt collectors, creditors, and credit reporting agencies. Note: CFPB enforcement capacity has been significantly reduced since 2025 — a consumer rights attorney may be the most effective route.
Questions about this disclaimer? See our About page for more information about this project.