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Free calculators and guides to help you make better financial decisions and know your rights.
Not sure where to start? →Popular Tools
Most used by workers like you
Money & Debt
Protect yourself from predatory lenders and collectors
Benefits Eligibility Screener
→Find every benefit you qualify for in 2 minutes
Free Tax Filing Finder
→Find the right free way to file your taxes
Credit Score Build & Repair Planner
→Build or fix your credit score step by step
Debt Collector Rights Checker
→Know your rights against debt collectors
True Cost of Borrowing
→Payday, pay-in-4, cash advance apps, overdraft — what they really cost
Rent-to-Own Cost Exposer
→See the real price of rent-to-own
Student Loan Repayment Planner
→Find your cheapest student loan repayment plan
Debt Consolidation Evaluator
→Is that consolidation offer actually a good deal?
Debt Payoff Calculator
→The fastest path out of debt
Wage Garnishment Calculator
→Check if they're taking too much from your paycheck
Child Support Enforcement Guide
→Not getting your child support? Fight back.
Court Fines & Fees Calculator
→Find out if you can lower or waive your court fines
Poverty Premium Calculator
→See what being unbanked really costs you
New to Adulting
→Nobody taught you this — let's fix that
Work & Pay
Know your worth and plan your next move
OSHA Complaint Guide
→File a workplace safety complaint — anonymously if needed
Wage Analysis
→Check your paycheck and calculate what you're owed
Wrongful Termination Checker
→Find out if you were fired illegally
Worker Misclassification Checker
→Are you an employee being paid as a contractor?
Post-Layoff Financial Triage
→Just lost your job? Here's what to do first.
Unemployment Appeal Guide
→Denied unemployment? Fight back.
Workers' Comp Denial Fighter
→Denied workers' comp? Fight back.
Overtime Tax Calculator
→What did you actually keep from that OT?
Self-Employment Tax Calculator
→What's your self-employment work really paying?
Reentry Benefits Screener
→Find out which benefits you can access after incarceration
Background Check Rights Checker
→Were you legally denied? Most employers don't follow the law.
Medical & Insurance
Fight back against confusing bills and denied claims
Home & Car
Defend your rights as a tenant and don't get taken for a ride
Retirement & Later Life
Plan ahead without getting fleeced
Planning Ahead
Bigger moves, when you have room to think