Skip to main content

Pension vs Freedom Calculator

Should you stay for the pension?

Designed for public-sector pensions

This calculator is built for public-sector defined-benefit pensions (teachers, police, fire, corrections, general state/county employees). Private-sector and multi-employer plans (UAW, Teamsters, IBEW, etc.) calculate benefits differently β€” for those, see your plan's Summary Plan Description (SPD) or visit PBGC.gov (opens in new tab).

$